What is the excess on the policy?

The standard excess on Tick Insurance policies is $200 per person, per event. If you wish to remove the excess, we can offer you the excess waiver for an additional premium. If an excess applies to a claim, it means that you need to pay the stated amount towards the claim. 

For example, if you have a covered claim for $500 and an excess of $200 applies to the cover you are claiming under, you will only receive $300 in settlement of the claim. 

Excesses only apply to certain sections of the Tick Travel Insurance policies, as set out in the relevant Policy Wording’s Table of Benefits.