What is the excess on the policy?

The standard excess on Tick Insurance policies is $200 per person, per event and per applicable section. If you wish to remove the excess, we can offer you the excess waiver for an additional premium. If an excess applies to a claim, it means that you need to pay the stated amount towards the claim. 

For example, if you have a covered claim for $500 and an excess of $200 applies to the cover you are claiming under, you will only receive $300 in settlement of the claim. 

Excesses only apply to certain sections of the Tick Travel Insurance policies, as set out in the relevant Policy Wording’s Table of Benefits.