Cheap Travel Insurance
Cheap Travel Insurance with Tick
Finding cheap travel insurance doesn’t mean compromising on quality. With Tick, you can enjoy budget-friendly, reliable cover for added peace of mind on your next adventure.
Our policies can cover you for a road trip around Australia or an international getaway. Tick ensures that you get a travel insurance policy at a great price!
Why Do I Need Travel Insurance?
No matter how carefully you plan your trip, surprises can happen. Lost luggage, unexpected cancellations, or medical emergencies overseas can quickly derail your plans.
Travel insurance offers financial protection and support when you need it most. We offer extensive travel insurance cover for solo travellers, couples and families without the hefty price tag.
From rental vehicle excess to luggage and personal effects protection, our policies can cover a range of events. You can be covered whether you're close to home or halfway across the globe.
Affordable Travel Insurance for Every Journey
With Tick, you get reliable protection at competitive rates – perfect for budget-conscious adventurers! We understand that you want comprehensive coverage that doesn’t break the bank.
Here’s how we make travel insurance affordable for everyone:
Domestic Travel
If you are exploring Australia, we offer affordable coverage.
Our domestic travel plans can cover trip cancellations, luggage and personal effects, and emergencies during your holiday.
International Travel
Heading overseas?
We have you covered with a range of comprehensive, budget-friendly plans.
Some of our policies include cover for pre-existing medical conditions, emergency assistance, and reimbursement for unexpected trip disruptions.
Why Choose Tick Travel Insurance?
Tick Travel Insurance isn’t just another travel insurance provider – we’re a trusted partner for thousands of travellers just like you. Our policies offer:
- Award-Winning Service: Our dedication to customer satisfaction has earned us accolades in 2023 and 2024 from Canstar for providing 'Outstanding Value – International Travel Insurance'. We’re committed to providing top-quality policies at budget-friendly prices
- Simplicity and Convenience: Getting a policy is easy! You can get a quote and purchase travel insurance in minutes. Our quote tool is simple to use, and you can compare and choose the best policy for your travel needs
- Flexibility: Tick has a travel insurance plan that fits your needs. We can offer basic coverage for a short trip or a comprehensive plan for a longer journey.
How Tick Protects You
Tick Travel Insurance is designed to cover the most common travel concerns, ensuring you’re protected from start to finish for benefits including:
- Emergency overseas medical treatment
- Travel delays
- Trip cancellation
- Lost or stolen items
- Rental vehicle excess, and more
Our affordable policies don’t compromise on quality, making Tick a smart choice for cheap travel insurance without sacrificing reliability.
What’s Covered by Tick Travel Insurance
Depending on the plan you choose, our policies can offer affordable cover for benefits including:
- Medical and Other Expenses: if you become sick or are injured overseas, all our plans offer unlimited overseas medical cover. We cover emergency medical treatment, hospital stays, and ambulance. We also cover repatriation if you need to come back to Australia for treatment.
- Trip Cancellation: reimburses non-refundable trip costs if you need to cancel your trip due to unexpected events like illness, injury, or other covered reasons.
- Travel Delay Expenses: Sometimes planes get delayed. Our Standard and Top plans can cover costs for meals, accommodation, and other reasonable expenses incurred during prolonged travel delays.
- Personal Belongings and Baggage: provides reimbursement or replacement for lost, stolen, or damaged luggage and personal effects during your trip. We can cover up to $7,500 depending on the plan you choose.
- Cover for a range of activities: going on an adventure? We cover a wide range of activities including bungee jumping, rafting, scuba diving and hiking. If you’re planning on any winter activities, you can add our Winter Sports option.
- Accidental Death and Permanent Disability: We can cover you if you have an accident during your trip that results in your death or permanent disability.
Cover for Every Budget
At Tick, you can choose the policy and benefits that suit your specific travel needs. The ultimate flexibility! Our coverage options available include:
| Basic | Budget (available on international and cruise plans only) | Standard | Top |
|---|---|---|---|
| Designed for budget-conscious travellers | Offers a step up from the Basic policy with more extensive benefits | Provides a balance between affordability and extensive protection. | Our most extensive level of coverage |
| Covers essential benefits, including unlimited overseas medical expenses and emergency assistance | Includes coverage for medical expenses, cancellation costs, and some luggage and personal effects protection | Covers additional benefits such as trip disruptions, cancellation fees, and higher limits on personal belongings. | Includes all benefits from the other policies, plus enhanced coverage for luggage and personal effects, rental vehicle excess, and cruise-specific benefits like cabin confinement and missed port when selecting a cruise policy. |
| May be suitable for short trips or travellers seeking basic, no-frills coverage | May be suitable for travellers needing a moderate level of coverage without extras | A popular choice for many travellers, offering great value for money | Ideal for those looking for added peace of mind on their travels, particularly for cruises or extended trips. |
Each policy is structured to cater to specific types of travellers, ensuring flexibility and affordability while maintaining a focus on quality service and customer satisfaction.
Affordable & Flexible Policy Upgrades
We know that you love flexibility! We give you the option of adding extra cover for snow sports, valuable items and natural disasters:
- Winter Sports Cover: provides protection for activities like skiing or snowboarding. We can cover medical costs, equipment, lift passes and cancellations for winter sports.
- Natural Disaster Cover: Covers costs due to natural disasters such as hurricanes, floods, or earthquakes. Costs include trip interruptions, cancellations and additional accommodation and transport expenses.
- Additional Specified Items Cover: Insure high-value personal items (e.g., electronics, jewellery) beyond the standard baggage limits for extra protection against loss, theft, or damage.
Going on a cruise?
Setting sail on a cruise? We’ve got you covered with affordable and extensive options designed for cruise travellers. Our cruise policy includes coverage for:
- Medical expenses onboard and offshore
- Protection for missed cruise departures
- Missed ports
- Cabin confinement, and more
Our tailored policies make it easy to enjoy smooth sailing on the high seas. We cover both domestic and international cruises at a price that fits your budget.
What’s not covered
Like most travel insurance plans, there are some things that we can’t cover including:
- Undeclared Pre-Existing Medical Conditions: pre-existing medical conditions that are not disclosed or approved at policy purchase are not covered
- High-Risk Activities: Loss, theft, or damage to luggage or personal effects that were left unattended or unsecured.
- Travelling Against Official Advice: Injuries or accidents from participating in high-risk or extreme sports (e.g., mountaineering or racing) are not covered. We also do not cover activities where the appropriate add-on has not been purchased.
- Unattended Luggage and Belongings: Travel to destinations where government travel advisories have recommended against travel (e.g., due to safety risks).
- Alcohol and Drug Use: We can't cover claims where the traveller was under the influence of alcohol or drugs, other than those prescribed by a medical professional.
It’s important to be aware of what you are and aren’t covered for under travel insurance. Be sure to read your Product Disclosure Statement for the full terms and conditions.
How to get started
Ready to get covered? You can purchase cover up to 12 months before you leave, and even on the day of your departure.
It’s easy - simply organise a quote online and choose the plan that suits your needs. You’ll have coverage sorted in minutes - leaving you more time to focus on planning your adventure!
Travel Confidently with Tick
Cheap travel insurance doesn’t have to mean cutting corners. With Tick Travel Insurance, you’ll enjoy award-winning coverage and service. Travel with confidence knowing you’re protected by a reliable, trusted travel insurance provider.
Tick Travel Insurance is your go-to for award-winning, budget-friendly, high-quality cover. Get your travel insurance quotes online today and start your journey with added peace of mind!